Version dated 09 June 2026

This public offer (the “Offer” or “Agreement”) is made by Dmitry Alekseevich Khramov, a self-employed individual (Professional Income Tax payer), INN 524926369896, hereinafter referred to as the “Provider”, “Operator”, or “Content Provider”, and is addressed to any legally capable individual who accepts this Offer, hereinafter referred to as the “Customer” or “Content User”.

The Offer is publicly available at https://alexandrakhramova.com/en/terms-of-service and becomes effective upon publication.

1. SUBJECT OF THE AGREEMENT

1.1. The Provider agrees to grant the Customer access to digital content, materials, lessons, recordings, tasks, webinars, a Personal Account and other informational and/or educational materials, and the Customer agrees to pay for such services and/or access under the terms of this Offer.

1.2. The scope, duration, format, price, access procedure and other material terms are specified on the Website, product page, checkout page, in the Provider’s messages and/or in the Personal Account.

1.3. The Provider may use the GetCourse Platform, as well as related technical solutions, including the GET payment module, to provide access.

2.ACCEPTANCE OF THE OFFER

2.1. Acceptance of this Offer occurs when the Customer performs one or more of the following actions:

·         checks the box agreeing to the Offer;

·         pays for the services and/or access;

·         completes and submits the order form;

·         starts using the granted access after payment confirmation;

·         any other action that clearly indicates acceptance of the Offer.

2.2. The Agreement is concluded from the moment of acceptance.

2.3. By accepting the Offer, the Customer confirms that they:

·         have read and understood the Offer, the Privacy Policy, the Cookie Policy, the Refund Policy and other documents published on the Website;

·         have the legal capacity required to enter into this Agreement;

·         provide accurate information;

·         understand the nature of the services and/or access being purchased.

3. SUBJECT, FORMAT AND ACCESS

3.1. The Provider delivers the Content and/or services remotely through the Website, Platform, Personal Account, email and other communication channels.

3.2. Access may be provided in stages, as recordings, live sessions, modules, materials, assignments, consultations or in other formats.

3.3. The Customer is solely responsible for having the necessary equipment, software, internet access and skills to use the materials.

4. PRICE AND PAYMENT PROCEDURE

4.1. The price of the services and/or access is indicated on the Website or in the payment form and may be shown in Russian rubles or another currency depending on the selected payment flow.

4.2. Payment is made using the GetCourse payment infrastructure, the GET module and/or other connected payment services.

4.3. The payment obligation is deemed fulfilled when the funds are received by the servicing payment provider and/or the Provider, depending on the payment mechanism.

4.4. The Provider, operating under the Professional Income Tax regime, issues a receipt in the manner provided by Russian law and sends it to the Customer in the manner required by law and/or the relevant technology.

5. RIGHTS AND OBLIGATIONS OF THE PARTIES

5.1. The Provider undertakes to:

·         provide access to the paid Content and/or services within the agreed timeframes;

·         maintain the functionality of its information resources within reasonable control;

·         review the Customer’s requests in the manner established by the Offer and applicable law.

5.2. The Provider is entitled to:

·         modify the program, structure or order of delivery of materials without degrading the essential characteristics of the paid product;

·         suspend access if the Customer violates the Offer;

·         engage third parties to perform obligations while remaining responsible within the limits of the law.

5.3. The Customer undertakes to:

·         provide accurate information;

·         not share access with third parties;

·         not copy, record or distribute materials without the Provider’s written consent;

·         comply with the Website and Platform rules.

6. INTELLECTUAL PROPERTY

6.1. All exclusive rights to the materials, texts, videos, audio, design, course structure, teaching materials and other Content elements belong to the Provider and/or other right holders.

6.2. The Customer is granted a limited, non-exclusive, non-transferable, revocable license to use the materials for personal non-commercial purposes during the access period.

6.3. The Customer must not:

·         copy, record, publish, transfer, resell or otherwise distribute the materials;

·         provide access to third parties;

·         use the materials to train third parties for commercial purposes without the Provider’s written consent.

7. REFUNDS

7.1. Refunds are made in accordance with the Refund Policy published on the Website, as well as under Russian law and, where applicable, the mandatory consumer law of the Customer’s jurisdiction.

7.2. If access to the digital Content and/or services has already been provided, refunds may be partial or unavailable in cases and to the extent permitted by law, including where service performance began with the Customer’s consent.

7.3. Detailed refund rules, review periods and the application procedure are set out in the Refund Policy.

8. PERSONAL DATA

8.1. The Provider processes the Customer’s personal data in accordance with the Privacy Policy.

8.2. The Customer gives consent to personal data processing by performing the actions specified in the relevant consent form and/or the form on the Website.

8.3. Where necessary, cross-border transfer is carried out in accordance with the Privacy Policy and separate consents.

9. LIABILITY

9.1. The Provider is not liable for the inability to provide access caused by:

·         the Customer’s own actions;

·         internet outages;

·         malfunction of the Customer’s equipment or software;

·         actions of third parties and/or services not directly controlled by the Provider;

·         force majeure events.

9.2. The Provider does not guarantee any specific result if that result depends on the Customer’s actions, skills, efforts and individual circumstances.

9.3. Any limitation of liability applies to the extent permitted by law.

10. TERM AND TERMINATION

10.1. The Agreement remains in force until the parties have fully performed their obligations.

10.2. The Provider may suspend or terminate the Customer’s access in case of a material breach of the Offer, including infringement of Content rights, without refund in cases permitted by law.

11. DISPUTE RESOLUTION

11.1. Before going to court, the party claiming a breach shall send the other party a written notice.

11.2. The response period for a claim is 30 calendar days unless a different period is established by law.

11.3. Disputes shall be resolved under Russian law, taking into account mandatory consumer protection provisions, if applicable.

12. CONTACT DETAILS AND REQUISITES

Name: Dmitry Alekseevich Khramov, self-employed individual (Professional Income Tax payer)

Taxpayer Identification Number (INN): 524926369896

Website: https://alexandrakhramova.com

Address: 48A Chkalova Avenue, Dzerzhinsk, Nizhny Novgorod Region, Russia

Phone: +7 930 692-48-90

E-mail: dima.xramoff2020@gmail.com